5 Hidden Insurance Benefits Most People Overlook
When it comes to insurance, most people focus on the basics—coverage for accidents, health emergencies, and home protection. But did you know that your policy might offer hidden perks that could save you money and headaches down the road? Many policyholders never take full advantage of these benefits simply because they don’t know they exist.
1. Roadside Assistance Coverage
If your car insurance includes roadside assistance, you may be eligible for free towing, battery jump-starts, lockout services, and even flat tire repairs. Instead of paying out of pocket or calling a third-party service, your insurer might cover these unexpected expenses—no membership required.
2. Identity Theft Protection
Cybercrime is on the rise, and identity theft can be devastating. Fortunately, some home and renters insurance policies offer coverage for fraud-related losses, covering legal fees and even stolen funds. If this isn’t in your plan, you might be able to add it for a small cost.
3. Temporary Living Expenses
If your home becomes uninhabitable due to fire, storm damage, or other covered disasters, your homeowner's insurance might pay for temporary housing, food costs, and other essentials while you recover. This can be a lifesaver in times of crisis.
4. Pet Injury Coverage
If your pet is injured in a car accident while riding with you, certain auto insurance policies will help cover veterinary expenses. Many pet owners are unaware of this perk, assuming they need separate pet insurance.
5. Rental Car Reimbursement
Got into an accident and need a rental car while yours is being repaired? Your auto insurance policy may cover rental expenses, ensuring you’re never stranded. This is an often-overlooked feature that can save you hundreds of dollars.
